About TrueTakeHomePay

TrueTakeHomePay provides free, accurate paycheck and tax calculators for every US state. We built this site because we believe everyone deserves to understand their take-home pay — without paying for it or wading through confusing interfaces.

What We Offer

• Paycheck calculators for all 50 states plus DC, with federal and state tax breakdowns
• Specialized tax calculators for self-employment, bonuses, capital gains, lottery winnings, RSUs, and cryptocurrency
• Retirement planning tools including 401(k), Roth IRA, Traditional IRA, and HSA calculators
• Mortgage and loan calculators for home buying, auto loans, student loans, and debt payoff
• Property tax and sales tax calculators for every state
• Educational guides explaining how US taxes work

Our Approach

Every calculator is built from primary sources: IRS publications, state revenue department rules, and SSA announcements. We don't guess — we cite. Our tax engine is validated against reference calculators to ensure accuracy within $10/year for income tax and exact-match precision for sales tax calculations.

How We're Different

• Modern design: Mobile-first, dark mode, instant results as you type
• No accounts needed: No sign-up, no email collection, no paywalls
• Privacy-first: All calculations run in your browser. We never see your salary.
• Comprehensive: Every state, every filing status, pre-tax deductions, local taxes, SDI/PFL
• Updated: Tax data refreshed for 2026 brackets, rates, and thresholds

Contact

Questions, corrections, or feedback? Reach us at contact@truetakehomepay.com.